Split Bills & Share Expenses Privately

Stop the spreadsheet chaos. Settleasy calculates exactly who owes what — with zero accounts, zero servers, and zero data leaving your device.

Whether you're managing recurring household expenses, splitting weekend getaways, or tracking who paid for dinner last night, Settleasy handles the complexity and gives you accurate balances in seconds.

Perfect for Splitting Group Expenses

• Couples sharing household bills and monthly expenses
• Roommates splitting rent, utilities, and groceries
• Travel groups managing trip expenses across multiple currencies
• Families tracking shared costs and income
• Friends settling vacation bills, dinners, and group activities

Smart Settlement Calculations

Create a settlement, add your expenses and income, and let Settleasy do the math:

Flexible Shares

Set how costs are divided per settlement: equal splits, custom percentages, or specific amounts. One participant paying 70%? Another 30%? Done.

Track Who Paid What

Record actual payments for each expense. Alice paid €50, Bob paid €150 for a €200 dinner? Add both contributions and Settleasy tracks everything.

Automatic Balance Calculation

The app instantly calculates who owes whom based on agreed shares versus actual payments. No mental math, no arguments.

Settlement Payments

Record payments between participants to clear balances. Watch debts zero out as you settle up.

Built for Real Life

Multi-Currency Made Easy

Traveling abroad? Set your settlement in USD while adding expenses in EUR, JPY, or any currency. Enter exchange rates to convert paid amounts to settlement currency.

Items With Context

Add reference dates, date ranges, and locations to each expense or income item. "Restaurant Meteor, Budapest, Oct 15" keeps everything organized.

Income & Expenses Together

Received a group refund or shared income? Add it to the same settlement. Settleasy properly factors income into balance calculations.

Duplicate Settlements Instantly

Monthly household expenses? Last month's trip format? Long-press any settlement to duplicate it with your choice of items, shares, and payments carried over. No recreating from scratch.

Split With Precision

Multiple split methods via long-press menus including split equally, by shares, or by specific percentages (10%, 20%, 50%).

Easy Item Entry

Adding expenses on the go takes seconds: tap settlement → tap "+" → enter title, amount, who paid → done. Perfect for tracking costs during trips.

Private by Design

100% Local. 100% Private. 100% Yours.

Settleasy stores everything on your device. There are no accounts to create, no servers to connect to, no cloud sync, and no data transmission of any kind.

Your financial information never leaves your iPhone, iPad, or Mac. Ever.

You manage settlements yourself — participants don't need the app, don't get notifications, and aren't tracked. It's your data, your way.

Perfect for anyone who values privacy or needs to work offline during travel.

Organized & Intuitive

• Participants - Add people with names and optional photos (from camera, gallery, or files)
• Grouping & Sorting - Organize settlements, items, and participants exactly how you want them
• Undo Protection - Accidentally deleted something? Tap undo in the snackbar that appears right after deletion to restore it instantly
• Bulk Actions - Select and delete multiple rows at once
• Smart Keyboard - Dismiss the keyboard by dragging down from its top edge during data entry

Pro Features

Free: Create up to three settlements — perfect for testing or light use.

Pro (One-Time Purchase):

• Unlimited settlements
• All future Pro features included
• Priority customer support
• Family Sharing enabled — unlock Pro for up to five family members with one purchase

Upgrade when you're ready by tapping the crown icon after creating your third settlement.

Platform Support

Settleasy runs natively on iPhone, iPad, and Apple Silicon Macs. Requires iOS 26, iPadOS 26, or macOS 26 or later. One app, all your devices.

Download Settleasy

Available now on the App Store. Start splitting expenses the private way today.

Why Choose Settleasy?

Unlike other expense splitting apps that require everyone to create accounts and share data with servers, Settleasy works completely offline. You track expenses, calculate balances, and settle payments — all without exposing your financial information to third parties.

No more Excel spreadsheets, manual calculations, or trying to remember who paid for what three weeks ago. Settleasy replaces tedious manual tracking with automatic calculations while maintaining complete privacy.

Perfect for splitting bills with roommates, managing household expenses with your partner, tracking travel costs with friends, or organizing any shared expense scenario where privacy matters.